Online Banking Access

Application Center

Personal Savings

Need  to save money for special purchases, Christmas or college? Open your account today.

Consumer Savings Account

  • Minimum balance to open - $100.00
  • No quarterly service charge if $100.00 balance is maintained
  • $5.00 quarterly service charge if balance drops below $100.00
  • Refer to rate sheet for current interest rate
  • See fees below

Fees: An excess withdrawal fee of $2.00 will be charged for each withdrawal of any type in excess of Six transactions.

CNB Kids Savings Account

City National Bank in Sulphur Springs, Quitman and Winnsboro offers an opportunity for children to learn about money through the CNB Kids program.  Fourth and fifth graders have the opportunity to open and deposit money into their own CNB savings account.  Employees of City National Bank go to each school twice a month to take deposits, visit with the kids, and promote good savings skills. 

Certificates of Deposits

CDís allow variety and flexibility in your savings plan with higher interest rates. The term of your CD can range from 1 month up to 5 years. 

You also have flexibility on how we pay your interest.  It can be added to the principal of your CD or paid to you, or deposited in any of your checking or savings accounts.  CDís may carry penalties for early withdrawals, so plan accordingly when you choose your term. Come by and visit with our account reps for current rates or look for the rate board on our website. 

Minimum to Open: $1,000.00


We offer the option of traditional or Roth IRAís.  Please contact your customer service representative for details. Minimum opening balance is $1,000.00