Online Banking Access

Application Center

Business Accounts

Commercial Checking

Minimum to open - $1,000.00
After opening if you maintain a minimum of $1,000.00 there is no service charge. For balances under $1,000.00, there is a monthly $8.00 service charge.

Corporate Checking

For those businesses whose home office is not locally based. This account may serve as a holding account before moving funds to your operating account. This account may be subject to account analysis. Check with your bank representative. 

Business Money Market

Minimum to open - $2,500.00
Interest is paid on balances over $1,500.00*
Service Charge- $10.00 if the account falls below $1,500.00*
Maximum number of transactions - 6

Refer to rate sheet for current interest rate

*Interest is calculated on daily collected balances.  Service charges are calculated on low daily balance. Interest compounds monthly.

Other Services


Order Checks Online
Now order new checks, or re-order checks for an existing account with our online link-to-order feature. Click the logo to begin!                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        

Remote Teller-  allows businesses to make deposits from their business locations. With this system, businesses can electronically deposit their checks.  This helps reduce trips to the bank, gives later cut-off times for same day credit, provides instant access to check images, and other benefits. The customer can also track their deposits through on-line reports. Please contact a customer service representative for more details. Some customers may not qualify for this service. 

Instant Debit Cards – visit any branch location to apply for a debit card.

Sweep Accounts- a convenient way to move money from one account to the other provided at no charge. 


24 Hour Telephone Banking 
If you are away from your computer take advantage of City National Bank's telephone banking. The phone number is 903-885-0212, if you are calling from outside Sulphur Springs, please use our toll free number 1-888-380-3330. You can transfer funds and verify checks and deposits posted to your account.